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Online Finance

Over 20,000 products now available online or why not visit our 10,000 sq ft showroom
online finance
Online Finance - Which option is right for you?

At Demon Tweeks, we understand that all our customers are not the same. They purchase different products, with different needs in mind and of course prefer to pay in different ways.

Because of this, we've put together a range of special finance deals that provide customers who prefer not to pay by credit or debit card at the time of order, with an easy and attractive alternative. Demon Tweek's online finance, is the convenient way to get your hands on the technology you want today without breaking the bank! In short, our online finance options give you the ability to spread the cost of the products you want NOW, over a time frame that suits your budget. Read on for more information, including specific examples. Note that Demon Tweek's online finance is for consumer (private, non business) customers only.

Which finance product is right for you?

Demon Tweeks currently offers two finance options (detailed in the table below), all of which are available on orders over £400. In summary, the key features of these options are:

  • Buy NOW Pay in 9 Months - With the exception of a 10% deposit, you can buy now, then pay nothing further for 9 whole months. What's more, provided you pay the outstanding balance before the BNPL period expires, you will pay no interest! Please note that if your application is successful, an arrangement fee of £35 will also be charged.
  • Low Cost Classic Finance - 36 months Spread the cost of your purchase over 36 months

This is a Buy Now Pay Later loan agreement. With the exception of a 10% deposit, you can purchase and enjoy the benefits of any eligible product or combination of products from our catalogue NOW (your total order value must be above £400 to be eligible), then make no further payments for 9 months.

Provided you pay the final balance in full before the 9 month BNPL period expires, you will pay no interest!

However, should you choose not to settle the outstanding balance in full before the 8 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on the loan agreement.

APR 29.8% (variable)

Cash Price :
£1,000.00
10% deposit* :
£100.00
Balance before charges :
£900.00
Charge for credit :
£276.12
Amount payable :
£1,276.12
Balance payable :
£1,176.12
36 monthly instalments of :
£32.67
Balance payable :
£1,176.12

However, provided you pay the outstanding balance in full before 9 months has expired no interest will be charged.

* Note: When calculating the 10% deposit, the amount you pay may be slightly more than 10% as the figure is adjusted to give rounded loan amounts. Please note: If your application is accepted an arrangement fee of £35 will be applied.

For customers who prefer to opt for a more traditional credit package, our low cost classic finance options offer the ideal solution.

36 equal monthly payments at 19.9% APR

Classic finance is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over 36 equal monthly payments, at a low rate of 19.9% APR.

Example: spread the cost over 36 months

Here's a typical example based on a cash price of £1000

APR 19.9%

Cash Price :
£1,000.00
10% deposit* :
£100.00
Balance before charges :
£900.00
Charge for credit :
£705.63
Amount payable :
£1,705.63
Balance payable :
£1,605.63
39 monthly instalments of :
£41.17
Balance payable :
£1,605.63
* Note: When calculating the 10% deposit, the amount you pay may be slightly more than 10% as the figure is adjusted to give rounded loan amounts
Demon Tweeks Ltd are licensed credit brokers. Credit is subject to status and written quotations are available on request.
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